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Storm Damaged Window Replacement In Gallatin, TN
Here at Windows For Life, we understand the stress of damaged windows, especially after a storm. With tornado season approaching, many homeowners worry about a lengthy repair process and a hefty bill. But what if there was a way to not only repair the damage but also improve your home?
Traditionally, storm windows were seen as the go-to solution for added protection against severe weather. However, much like carburetors on cars, storm windows are becoming a relic of the past.
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Why Storm Windows are Obsolete
Just like a carburetor couldn’t compete with fuel injection systems, storm windows struggle to keep up with advancements in window technology.
Modern windows offer superior:
- Energy Efficiency
- Durability
- Convenience
- Aesthetics
Finding storm windows in stores these days is rare. You might be able to special order them, but for the reasons mentioned above, it’s simply not the most effective solution.
Here in Tennessee, we’re no strangers to severe weather events. From the high winds of springtime tornadoes to the heavy rain and hail of summer storms, our windows take a beating.
When storm damage strikes, many Gallatin homeowners might consider storm windows to protect their homes. But what if we told you there’s a better solution?
The truth is storm windows are becoming increasingly obsolete. Here’s why:
- Limited Protection: While they might offer some defense against lighter storms, storm windows simply can't compete with the strength of modern windows. Gallatin gets its fair share of high winds and flying debris, which can easily shatter single-pane glass and damage window frames in older storm window systems.
- Focus on Repair, Not Replacement: Storm windows require additional installation and removal, adding extra steps to the window repair process after a storm. With modern, high-impact windows, there's no need for an extra layer – they're built tough to withstand even the strongest storms.
- Think Beyond the Storm: Storm damage isn't always immediately visible. High winds can cause structural damage to window frames, leading to air leaks and water infiltration down the road. Modern windows with strong frames and proper sealing prevent these issues, keeping your home energy-efficient and mold-free.
Don’t wait for the next big storm to secure your home. Call (615) 861-2315 for a second-to-none window replacement service!
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Storm Windows Can Fail You During a Gallatin Storm
- Flying Debris: One of the biggest threats during storms is flying debris like branches, hail, and even loose objects. Storm windows themselves can become projectiles if not properly secured. Their frames, often made of aluminum or wood, are no match for strong winds and can detach, causing damage to your main windows, siding, or even injuring someone.
- Wind Uplift: High winds can get under even well-installed storm windows, creating a lifting force. This can cause the window attachments to fail, ripping them off the wall and potentially damaging the underlying window frame or brickwork.
- Water Infiltration: Storm windows rely on a tight seal against your main window. However, strong winds and heavy rain can compromise this seal, allowing water to leak between the panes. This trapped water can damage your window frames, lead to mold growth, and even rot the surrounding walls.
- Failure to Protect Main Windows: Storm windows often don't offer the same level of protection as modern high-impact windows. Hail damage or strong winds can still shatter the glass beneath the storm window, rendering it ineffective.
- Additional Costs and Hassle: Storm windows require installation and removal before and after the storm season, adding an extra layer of work and potential cost. They might also need repairs or replacements after a storm if they become damaged themselves.
Read our comprehensinve article on How to Prevent Mold on Windows
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C
Carlton McCoy
My wife and I were looking to have windows put in around our home so we decided to go with Windows for Life. Their representative by the name of Nathan came out to our home, and what I noticed right off the bat, he was on time and ready to work.
Nathan is truly committed until the job is finished. After he finished the project he took the time to walk me through how to operate the windows when cleaning them which was a tremendous help.
S
Sheila Baranowski
Our front window broke in the inside track. It was unusable. Our patio french doors was leaking air. The insulation was very poor and the door had to be slammed to shut correctly.
We called Windows for Life. Nathan came out and showed what he could do and showed us the quality of the product. I also wanted to keep the job local and with a small business plus wanted good communication between us and the contractor.
Nathan fit all our needs. Our window and doors were ordered and came sooner then we expected. Nathan came and installed our doors and windows personally. Great service. Great product. 100% satisfaction !
Why Window Replacement Can Be a Battle with Insurance
The Fine Print
Insurance policies can be lengthy documents filled with technical jargon and exclusions. Understanding exactly what your policy covers for window damage can be tricky. Denials can occur if the damage is deemed “normal wear and tear,” improper maintenance of existing windows, or if the storm wasn’t a covered event (such as a tornado vs. strong straight-line winds).
The Burden of Proof
You, the homeowner, are responsible for proving the storm caused the window damage. This may involve detailed photos, documentation of the storm event (like news reports or weather service warnings), and potentially even a roof inspection to ensure no pre-existing damage contributed to the window failure.
Value vs. Replacement Cost
Insurance companies often base compensation on the depreciated value of your windows, not the actual cost of replacement. This can leave you with a gap between the payout and the cost of installing high-impact windows for proper protection.
Adjuster Negotiations
Insurance companies have adjusters who are trained to minimize payouts. They may downplay the extent of the damage, question the cause, or offer a lowball settlement. Without an advocate on your side, you might end up accepting less than you deserve.
How Your Windows Might Not Serve You
While storm windows might seem like a logical defense for your home’s windows, they can actually become a source of further damage during a severe weather event.
Here’s why relying on storm windows is a risky proposition:
- Shattered Security
- Seal Failure
- Broken Window Panes: The trapped water can freeze and expand in colder weather, putting stress on the windowpanes and causing them to crack or even shatter.
- Mold Growth: The moist environment created by trapped water can become a breeding ground for mold and mildew, leading to health problems and property damage.
- Rotting Window Frames: Over time, prolonged exposure to moisture can cause the window frames, especially wooden ones, to rot and deteriorate, requiring expensive repairs.
- Window Breakage
- Broken Main Window Glass: If the storm window fails, the full force of the wind and debris can hit your main window, potentially shattering the glass and allowing rain, wind, and flying objects into your home.
- Exposed Interior: A broken main window leaves your home vulnerable to the elements, causing further damage to furniture, electronics, and potentially even structural components of your home.
Streamlining Insurance Claims with a Private Adjuster
With peak storm season approaching in April and May, many homeowners put off window replacement due to concerns about insurance and cost.
But here’s the reality:
- Insurance Coverage: Most homeowner's insurance policies cover storm damage, including window replacement. Our adjuster can help you understand your specific coverage and navigate the claims process.
- Long-Term Savings: While upfront costs might seem high, investing in high-impact windows now protects your home from future storms, potentially saving you money on repairs and reducing your insurance premiums in the long run.
We know all too well the frustration of dealing with storm damage and insurance companies. Torn windows, shattered glass, and leaky roofs are stressful enough – the last thing you need is a battle with these insurance companies.
That’s where Windows for Life comes in. We’re committed to making the window replacement process after a storm as smooth and hassle-free as possible. That’s why we’ve partnered with a trusted private insurance adjuster to advocate for you throughout the insurance claim process.
Here’s how it works:
- Expert Guidance: Our adjuster has the experience and knowledge to navigate the complexities of insurance policies and ensure you receive the proper coverage for your window replacement.
- Faster Settlements: They'll work diligently to get your claim processed quickly, minimizing the financial burden while you get your home repaired.
- Your Advocate: The adjuster acts on your behalf, ensuring you're treated fairly and receive the compensation you deserve to get your windows replaced with high-impact solutions.
FAQs about Storm Damage Window Replacement In Gallatin, TN
Storm windows can be inefficient for a few reasons. Most of them are made with single-pane glass, which provides little defense against hail or strong winds. They also rely on a tight seal against your main window.
During storms, this seal can be compromised, allowing water to leak in and potentially causing further damage to your walls and insulation.
Modern high-impact windows are built with tempered glass to resist shattering and strong frames to withstand wind and debris.
They offer superior protection from the elements, eliminate the need for storm window maintenance, and can even improve your home’s energy efficiency.
The first priority is to ensure everyone’s safety. Move people and pets away from the broken window to avoid injuries from falling glass or debris.
Once everyone is safe, take steps to minimize further damage to your home. Cover the opening with a tarp or plywood board to prevent wind, rain, and flying objects from entering your home.
Call a window repair company as soon as possible for damage assessment. They can board up the window if necessary and recommend the best course of action for repairs or replacement.
Not all windows will need to be replaced after a hurricane. However, there are a few factors that will determine if replacement is necessary.
The extent of the damage is the most obvious factor. Cracked or shattered glass will obviously require window replacement. Window functionality is another important consideration. If the window frame is warped or damaged, or if the window no longer opens and closes properly, replacement might be needed.
Water damage is a serious concern. If water has infiltrated the window and caused damage to the surrounding walls or interior finishes, replacement might be necessary to prevent mold growth and further structural issues.
Gallatin, TN, nestled in Sumner County, stands as a beacon of history and natural beauty in the heart of Tennessee. The city proudly hosts a range of landmarks, including the stunning Bledsoe Creek State Park, a haven for outdoor enthusiasts. History buffs will revel in the Sumner County Museum, housing artifacts that chronicle the region’s rich past. The Palace Theater, an art deco gem, offers a plethora of cultural events and films. Gallatin’s Old Hickory Lake, with its expansive waters, is perfect for fishing, boating, and picnicking, making the city a must-visit for anyone exploring Tennessee.
Nathen Kemper
Get In Touch With TN's Window Replacement Experts
While we do not install storm windows, our focus is on delivering long-lasting, high-quality window replacement solutions.
If your home has suffered damage or you’re looking to upgrade, don’t hesitate to contact us at (615) 861-2315 Our team is ready to assist you in securing your home against any storm.